1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    While Homeowners Insurance is not required by law, Mortgage companies require it.  A home is a big investment.  Why would a person not want to protect that investment?  Home insurance protects you against multiple perils such as Fire, Lightening, Wind, Hail and more.  In addition, it provides liability protection if someone is injured on your property.
    Answered on September 21, 2013
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