Geico Insurance Company is a preferred underwriter for Auto Insurance; Geico is not a Home Insurance Company; however, they own an internal agency which acts as a broker for alternate insurance carriers with whom they place home insurance.
If one were to purchase auto insurance 'Direct' with Geico presumably to obtain a lower premium rate with a preferred carrier; then why wouldn't the same principal apply to home insurance? The lowest premium will be afforded to those that purchase home insurance direct from a carrier. It is uncommon to find an auto insurance company and home insurance company anywhere in the country that will offer both the cheapest auto insurance and cheapest home insurance; thus, the need for package discounts to try and sell the alternate policy.
We have devised a link to provide an online format to obtain a quote and buy home insurance online in multiple States; may be used by Escrow/Closing Professionals, Mortgage Professionals, Real Estate Agents and directly by Consumers. An exemplary online experience for all! http://bit.ly/1954BTO
If there are any unanswered questions, it is important to contact a licensed professional to inquire further.
I’m not sure I can agree with the statement “ The lowest premium will be afforded to those that purchase home insurance direct from a carrier”. There are just too many variables for one to draw that conclusion.
Homeowners’ policies are not identical, they consist of 40-50 pages of numbers and words most insurance buyers have little interest in reading, until there is a claim. To determine what many of the words mean, you must refer to court cases and rulings, which are not part of the policy. Buying insurance is easy but buying the proper insurance is a complicated process. Insurance buyers need a competent professional intermediary; someone with knows the ups, downs, ins and outs of securing and maintaining the proper insurance coverage under the most favorable terms.
I have little confidence that intermediary would be someone sitting at a computer terminal in some far off place who knows nothing about me or my community. You may be better off with your local insurance professional.
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If one were to purchase auto insurance 'Direct' with Geico presumably to obtain a lower premium rate with a preferred carrier; then why wouldn't the same principal apply to home insurance? The lowest premium will be afforded to those that purchase home insurance direct from a carrier. It is uncommon to find an auto insurance company and home insurance company anywhere in the country that will offer both the cheapest auto insurance and cheapest home insurance; thus, the need for package discounts to try and sell the alternate policy.
We have devised a link to provide an online format to obtain a quote and buy home insurance online in multiple States; may be used by Escrow/Closing Professionals, Mortgage Professionals, Real Estate Agents and directly by Consumers. An exemplary online experience for all! http://bit.ly/1954BTO
If there are any unanswered questions, it is important to contact a licensed professional to inquire further.
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I’m not sure I can agree with the statement “ The lowest premium will be afforded to those that purchase home insurance direct from a carrier”. There are just too many variables for one to draw that conclusion.
Homeowners’ policies are not identical, they consist of 40-50 pages of numbers and words most insurance buyers have little interest in reading, until there is a claim. To determine what many of the words mean, you must refer to court cases and rulings, which are not part of the policy. Buying insurance is easy but buying the proper insurance is a complicated process. Insurance buyers need a competent professional intermediary; someone with knows the ups, downs, ins and outs of securing and maintaining the proper insurance coverage under the most favorable terms.
I have little confidence that intermediary would be someone sitting at a computer terminal in some far off place who knows nothing about me or my community. You may be better off with your local insurance professional.