Is Garage Door Covered By Homeowners Insurance?

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   Mark Bartlett CLCS

   Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers

   A garage door is part of the dwelling so this means the garage door is covered by the same perils of the policy as the rest of the home minus your deductible. If it's attached to the home is part of the home. If it falls free then it's personal property and not dwelling.

   Answered on September 26, 2014

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