How To Submit A Home Insurance Claim?

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   Jack Heller

   Owner, Insurance Browser,

   You are going to have to determine what caused the damages and submit a claim appropriately. For example there may be water damage of a broken pipe or water damage form a flood. both are water damage but both are not typically covered under the homeowners policy. A broken pipe from say a freeze loss would be typically covered. A flood from a nearby stream would not be covered. In property insurance you may have contents to list and produce a notice of loss. Such an inventory is hard to do after the damage occurs. for that reason we recommend keeping an inventory of your important household goods away form your premises in a safe place.

   Answered on December 23, 2013

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