How To Compare Home Insurance Policies?

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    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    ISO is an independent organization that provides insurance companies with standard forms. Some companies use the ISO forms directly while others modify them a bit or put them into language that is easier to read. However, the coverages extended by the homeowner’s policies vary little from company to company. Companies will often market their unique twist on the policy; however, those twists don’t change things very much. Unless you have a very unusual house, you will find coverage the same from company to company.
    Answered on September 11, 2014
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