How To Appeal A Denied Home Insurance Claim?

  1. 1305 POINTS
    Neil Steinman
    Owner, Orange County Health & Life Insurance,
    Each carrier will generally state what the appeals process is within their policy, so it's best to check there first. Of course, there's always the option of going to your state's department of insurance if you want to place a complaint, but I would suggest being absolutely sure that the insurance company did not live up to the policy benefits. Fortunately, most of the benefits are standardized now which should make things a little simpler for you.
    Answered on April 23, 2014
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  2. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    When the insurance company denies a homeowner’s policy claim you can pursue the claim further.  The policy itself might state that you must submit to arbitration, however, competent legal counsel can best direct your activity.  A scan of the newspaper will show that courts get involved with denied claims and have made some startling judgments.  One was in our paper yesterday.
    Answered on April 24, 2014
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