1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    The price for a homeowner’s policy depends on certain variables.  The location and the cost to rebuild the house are the primary factors in determining the premium.  The amount of liability coverage desired, and special coverages tailored for your situation are also factors.  Personal loss history and whether you have other lines of insurance with the company are additional factors often considered.  Your trusted insurance agent can prepare a customized quote for you fairly quickly.  The agent will listen to you, offer sound financial advice, and communicate clearly with you and with the insurance company.
    Answered on May 30, 2014
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