How Much Should I Be Paying For Homeowners Insurance?

  1. 1615 POINTS
    Ryan Andrew
    President, The Andrew Agency, Richmond, VA
    There are several variables that determine a rate for homeowners insurance. Claim history, type of home, age, condition, credit and discounts. Most companies today are pricing for package policies. The more lines of insurance you have with one company the bigger your discount. When comparing one company vs. another make sure you are comparing "apples to apples". There are a lot of optional coverages when it comes to home insurance so just because a policy is the cheapest does not mean it's the best option for you.
    Answered on May 20, 2013
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