Homeowners Insurance Rates differ from each zip code in the United States; each carrier has a different rate for each risk.
The major factors are geographic location, amount of coverage, deductible option, prior claims history and various other factors which may affect the premium. The premium is simply the price at which the carrier would accept the risk presented.
To directly answer the question, there is no 'Typical Homeowners Insurance'; many consumers are now avoiding speaking to an insurance agent or representative, there is an online link available to obtain a home insurance quote, select options and purchase home insurance directly online in multiple States: http://bit.ly/1954BTO
If there are any questions and/or advice needed that are not fully satisfied with the online format, we would strongly urge you to contact a licensed representative to be fully informed prior to making your final decision regarding home insurance.
Chief Executive Officer, Coastal Homeowners Insurance Solutions, Rocky Point, NY 11778
Homeowners insurance premiums vary widely based on geographic location, replacement value of home, coverage amount desired, deductible chosen, your credit score, and many other factors. I always suggest getting several rates from at least 2 local independent insurance agents in your area. Make sure you compare them against each other. Ideally, you would like an A rated carrier by AMBest. Hope this answer helps!
.JPG){kind=avatar}
The major factors are geographic location, amount of coverage, deductible option, prior claims history and various other factors which may affect the premium. The premium is simply the price at which the carrier would accept the risk presented.
To directly answer the question, there is no 'Typical Homeowners Insurance'; many consumers are now avoiding speaking to an insurance agent or representative, there is an online link available to obtain a home insurance quote, select options and purchase home insurance directly online in multiple States: http://bit.ly/1954BTO
If there are any questions and/or advice needed that are not fully satisfied with the online format, we would strongly urge you to contact a licensed representative to be fully informed prior to making your final decision regarding home insurance.