How Much Is A Home Insurance A Month?
- 37376 POINTSview profileDavid G. Pipes, CLU®, RICP®Business Development Officer, T.D. McNeil Insurance Services, Fresno, CaliforniaJust as homes vary in location, cost and condition, so the homeowner’s policies also vary. The premium is determined generally by these basic factors, address, cost to reconstruct, age of the residence, and available fire protection. Aside from these factors, though, underwriters look at many other aspects of the residence and occupants to determine whether they will even insure the home.Answered on April 23, 2014flag this answer
- 21750 POINTSview profileJim WinklerCEO/Owner, Winkler Financial Group, Houston, TexasGreat question! Unfortunately, not so great an answer. I hesitate to even give you a range of prices to expect, because so many things can have a bearing on the cost. First and foremost, where the home is located, flood history, when the home was built, how well it has been maintained, and how easily it would be to save in the event there were a fire. Part of it will depend upon you - your credit history, claims history, amount of coverage desired - all will be factors in the price. I'd suggest that you shop around in your area, and get several quotes. If there is an agent that you feel comfortable with, have them help you. I'm sorry I couldn't give you a more specific answer, but I appreciate you asking!Answered on April 25, 2014flag this answer
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