1. 80 POINTS
    Austin Anderson
    Insurance Agent - Producer, Align Group Insurance, Eagle Mountain, UT
    The amount of homeowners insurance you need on your home depends on many different factors. It is important to speak with an agent regarding your specific situation. Typically a homeowners insurance policy will cover the replacement cost of your home, any additional structures including a shed or fence, your personal property, additional expenses is case you are not able to live in your home, and some liability coverage. 
    There are other additional coverages that may be recommended to you depending on your specific situation. It is best to speak with an agent who can help you understand what you need.
    Answered on May 21, 2013
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