1. 1909 POINTS
    HDA Insurance Brokerage
    Director, HDA Insurance Brokerage, California
    The Average Person pays a wide variety of premium rates for homeowners insurance in the USA.  Each State has a separate Department of Insurance and whole new set of rules regarding setting rates and risk assessment. 

    Homeowners Insurance varies depending on geographic location, reconstruction cost of risk and prior history.   There are also additional factors inclusive but not exclusive of optional limits required, amount of deductible and additional endorsements. 

    If one is seeking a cheap but good  homeowners insurance policy,  the best way to handle it is obtain an online quote, request the minimum limits available for the dwelling, the minimum personal liability limit available and the maximum deductible option;  these entries will produce the lowest rate for the specific home. 

    Please do take into consideration that the lowest premium will be offered by 'preferred insurance carriers' who specialize in claim free homes which are maintained in excellent repair and display pride of ownership.   

    To provide a simple, direct and online option to obtain a quote,  the following link is available in multiple States:
    http://hda.stillwaterinsurance.com

    The above link will allow a client or a real estate professional to obtain a quote and purchase the insurance directly online.
    Answered on April 25, 2014
  2. Did you find these answers helpful?
    Yes
    No
    Go!

Add Your Answer To This Question

You must be logged in to add your answer.


<< Previous Question
Questions Home
Next Question >>