How Much Does A Pool Raise Homeowners Insurance?

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   Tom Sheehan

   Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482

   In and of itself, a pool won't necessarily have an affect on your Home Insurance premiums.  Unless you construct a more elaborite oasis for your family that may include a cabana, changing room and storage building that might require an increase in the "Other Structures" coverage in your homeowners policy, you shouldn't notice a change.  However, with the addition of a pool, you do increase your personal liability exposure so be sure to talk to your insurance professional about your coverage options.  It is always a great idea to look for extra protection in the form of a Personal Umbrella Liability policy.

   Answered on September 13, 2013

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