How Do I Lower My Homeowners Insurance In Connecticut?

  1. 14231 POINTS
    Tom Sheehan
    Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
    There are several things to consider when looking for ways to lower your Home Insurance premiums.  The first area I would call loss control.  take a look at your home and property.  Are there tree branches or shrubbery that should be trimmed to allow mor air flow around your home?  This cuts down on moisture build up that can cause damage.  Are the steps and planking on your deck clean, secure and free from any damage? Have you had your fireplace chimney cleaned regularly? Things like these and more when managed, can reduce the chances of a claim which can increase your rates. The next area would be bundling.  Many companies offer very nice discounts for those who insure their cars and have life insurance with the same company as your home.  Next, talk to your insurance professional about increasing yuour deductible and while you are at it, what benefits you might earn from installing a monitored alarm system, putting on a new roof or upgrading your plumbing, electrical or HVAC sytems.  There are discounts available, for sure.
    Answered on September 12, 2013
    flag this answer
    2. Did you find these answers helpful?
    Yes
    No
    Go!

Add Your Answer To This Question

You must be logged in to add your answer.


<< Previous Question
Questions Home
Next Question >>