How Can I Compare Home Insurance Quotes In Georgia?

  1. 1370 POINTS
    Jack Heller
    Owner, Insurance Browser,
    The trick to this is getting quotes that are comparable.There are so many more nuances in Homeowners coverages than on auto. So start out with what coverages you have now.  Start with the amount of insurance on Coverage A of your policy. Does this really reflect the replacement cost of your property ?Now look at the ancillary coverages: Do you have water/sewer back up ? Does  the limit include both dwelling and contents or only one or the other. Do you have Law and Ordinance Coverage what is the percentage? What about personal injury coverage ? Do you have a schedule or need specific coverage on jewelry, watches or furs or similar expensive items limited in the existing policy by a dollar value? If so what is it ? Do you need special circumstantial coverage for a home based business,? Do you have home Warranty Coverage ? Do you have Earthquake coverage? Is it constrained by a per cent deductible ? If so what is it ? I think you will get the picture. then I would suggest you give an  independent agency a call or visit their website. We would be glad to help you, but perhaps you are not in the Atlanta area and want some local contact. We understand that but our recommendation to an independent agent is still sound advice as they typically will have multiple companies to compare.
    Answered on December 18, 2013
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