Does Home Insurance Cover Replacing Damaged Windows?

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   Scott W Johnson

   Manager, Marindependent Insurance Services LLC, California

   The best person to answer this question is the insurance agent that sold you the policy. Likely they will direct you to the claims number for the insurance.
   
   In general though, it depends on why your windows need to be replaced. As a general rule just because something is worn out does not constitute an insurable claim.
   
   If the windows were damaged say, in a fire, than they likely would be a candidate for coverage.

   Answered on February 28, 2017

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