Does My Homeowners Insurance Cover Termites?

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   Mark Bartlett CLCS

   Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers

   Homeowners insurance does not cover damage caused by insects, pests or vermin. This would include damage by termites. Damage by termites is not sudden and/or accidental but an occurrence that happens over a period of time. Generally speaking, any damage that occurs over a period of time is excluded from your homeowners policy.

   Answered on October 24, 2013

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