Does My Home Insurance Cover My Roof?

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   David Osgood

   Agent, Rural Mutual Insurance Co., Union Grove, WI

   Unless your homeowners policy has a specific exclusion for you roof. It would be be covered in the event of a covered loss less your deductible. It is rare for the roof of a home not to be covered by a homeowners policy but if the roof is a poor condition then the carrier may choose to exclude coverage for it.

   Answered on May 27, 2013

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