1. 7647 POINTS
    Mark Bartlett CLCS
    Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers
    Homeowners Insurance actually does not renew automatically. Every year as your insurance is coming up for renewal underwriters will look at the risk and make a decision if you the client are still a good risk or if they, the insurance company wants to get off the risk. Should the insurance company chose to keep you on as a client,  then an offer of renewal is sent out. By you making the payment you are agreeing to continue the insurance policy at the terms offered.
    Answered on July 19, 2013
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