Does Homeowners Insurance Cover Water In Crawl Space?

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    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    There are significant exclusions in homeowner’s policies regarding water.  The company is pledged to pay for damages and the existence of water under the home might fail to meet that definition.  If the water is there because a water line inside the house suddenly burst, your company might pay for removing the water that collects beneath the house.  If the water under your house came from some other source, coverage will likely be denied.
    Answered on March 13, 2014
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