Does Homeowners Insurance Cover Tree Damage To A Car?

  1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    The homeowner’s policy covers you when you are legally liable because of bodily injury or property damage.  The company reserves the right to investigate and defend against a suit brought by the owner of the damaged vehicle.  The company has the right to settle with the owner of the damaged vehicle and all of the expenses are subject to the limits of the policy.  That is why it is important to purchase as much liability coverage as possible.
    Answered on February 25, 2014
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