Does Homeowners Insurance Cover Stolen Bicycles?
- 37376 POINTSview profileDavid G. Pipes, CLU®, RICP®Business Development Officer, T.D. McNeil Insurance Services, Fresno, CaliforniaBicycles are personal property. As such they are covered under your homeowner’s policy. Your homeowner’s policy has a deductible. That deductible might exceed the value of the bicycle. Often homeowner’s policies have earned a discount for being “claims free.” Sometimes losing that discount is a major issue. Contact your agent prior to submitting a claim.Answered on May 9, 2014flag this answer
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