Does Homeowners Insurance Cover Snow Damage?

1. 

   1909 POINTS

   view profile
   HDA Insurance Brokerage

   Director, HDA Insurance Brokerage, California

   Homeowners Insurance (Form HO3 & Form HO5) does cover damage to the dwelling from Snow;  Snow Damage is one of the covered perils under a homeowners package policy.   The deductible will apply and will be deducted from the claims payout. 
   
   You should read the policy form regarding detailed information regarding coverages on your policy. 
   
   For a sample copy of a Homeowners Special Form HO3, you may click on the following link:
   http://www.hdainsurance.com/forms/HO_00_03.pdf 

   Answered on June 2, 2013

   flag this answer
Did you find these answers helpful?
Yes
No
Go!

Add Your Answer To This Question

You must be logged in to add your answer.