Does Homeowners Insurance Cover Property During Move?

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   David G. Pipes, CLU®, RICP®

   Business Development Officer, T.D. McNeil Insurance Services, Fresno, California

   The personal property covered under a homeowner’s policy is covered at full value in a new home for 30 days under most circumstances.  However, the limit of coverage is only 10% of the normal personal property limit while the property is outside the old residence and not in the new.  If you are planning a move, contact your insurance agent for advice on how to minimize your exposure and provide adequate protection for your property.

   Answered on May 7, 2014

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