Does Homeowners Insurance Cover Mice Damage?

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   David Osgood

   Agent, Rural Mutual Insurance Co., Union Grove, WI

   Homeowners policies typically do not cover damage from vermin. Mice are considered vermin. Please read your policy completely to understand the coverage provided and any exclusions that may contained within or contact your local agent to have them go over the policy with you. If you suspect you have an issue with vermin in your household contact a pest control agency or purchase pest control items from a local retailer.

   Answered on September 14, 2013

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