Does Homeowners Insurance Cover Loss Of Electricity?

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    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    In most cases electricity comes from a source outside of the residence.  Fluctuations or loss of electricity from an outside source is probably excluded from your homeowner’s policy.  If the loss of electricity is a result of something that happens to your residence, such as a fire, damages from lost electricity would most likely be covered.
    Answered on May 16, 2014
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