Does Homeowners Insurance Cover Lightning Strikes And Broken TVs?

  1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    In most cases yes, if the broken TV is a result of a lightning strike or other covered peril. The key here would be your deductible. If you have a $500 deductible and it will cost $600 to replace your TV why turn it in? Your insurance rates may go up and you end up losing money. Any time you have a question regarding coverage always call your agent first. He can help you decide if it is worth turning in.
    Answered on April 19, 2013
    flag this answer
    2. Did you find these answers helpful?
    Yes
    No
    Go!

Add Your Answer To This Question

You must be logged in to add your answer.


<< Previous Question
Questions Home
Next Question >>