Does Homeowners Insurance Cover Furniture?

1. 

   7647 POINTS

   view profile
   Mark Bartlett CLCS

   Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers

   Homeowners insurance covers your furniture in the household for the perils of the policy. There is a line item called coverage "C" for your personal property and there you would see the amount of coverage. Generally personal property is calculated at a percentage of your dwelling. So if your house burns down and your contents are destroyed your coverage "C" would cover your furniture. Talk to your local agent as there are certain items that will have limitations.

   Answered on May 28, 2013

   flag this answer
Did you find these answers helpful?
Yes
No
Go!

Add Your Answer To This Question

You must be logged in to add your answer.