Does Homeowners Insurance Cover Damage To A Pool?
37376 POINTSview profileDavid G. Pipes, CLU®, RICP®Business Development Officer, T.D. McNeil Insurance Services, Fresno, CaliforniaDamage to a swimming pool that is caused by freezing and thawing is excluded in most homeowner’s policies. There would be very little coverage available for property loss to a swimming pool. Coverage for personal injury may be available through the liability section of the policy.Answered on April 22, 2014flag this answer
730 POINTSview profileDarald Novak AAIRetired Agent and Broker, Self Employed, Albany NY USAA reading of the policy contract is required to give such an answer. There are above ground and in ground pools. Some contracts may define an above ground pool as contents or personal property. Most policies define an in ground pool as a structure. The coverage parts, definitions, and exclusions will all contribute to answering this inquiry. The contract must be examined to determine a definitive answer.Answered on October 20, 2016flag this answer
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