Does Homeowners Insurance Cover Broken Windows?
12689 POINTSview profileTed RatliffOwner, SFS Associates,It depends on how they get broke. If the get broke by an act of vandalism, windstorm and hail, or other covered peril then yes. If your kids are playing in the yard and throw a ball through the window then no. Also keep in mind your deductible. Generally the cost of a window is less or very close to most peoples deductibles. If you turn in a lot of small claims it can have just a detrimental effect on your rates and insurability if not more so as a large claim.Answered on April 20, 2013flag this answer
100 POINTSview profileChris StaunerAgent, Chris Stauner Agency - Farmers Insurance, Mendota Heights, MNHomeowners Insurance does cover your homes windows if they are broken due to vandalism, wind, hail or another peril that is covered on your policy. It is important to remember that the claim will most likely be subject to a deductible so when trying to decide whether or not to file a claim make sure to take your deductible into account.Answered on April 10, 2014flag this answer
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