Does Homeowners Insurance Cover Boats?

  1. 7647 POINTS
    Mark Bartlett CLCS
    Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers
    If you mean the actual boat itself in the event it's stolen or damaged at your premises, some homeowners polices will have a very limited coverage. Maybe $1000.00. If your boat is worth more then that you will need boat insurance much like you would need auto insurance.
    Answered on June 28, 2013
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