Does Homeowners Insurance Cover Bicycle Theft?

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   Tom Sheehan

   Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482

   It can, yes. Naturally talk to your Insurance Professional about the specific terms and conditions of your policy, but in most cases, you will find that there is coverage, subject to your policy deductible.   In order to open a theft claim, in most cases, you will need to file a loss report with your local police and obtain a copy of that report for the claims professional.  The claims person will also need to have a very good description of the bike, including color and serial number if you have it.  Photos are a very good thing to have as well.

   Answered on April 25, 2014

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