Does Homeowners Insurance Cover Bed Bugs?

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   David Osgood

   Agent, Rural Mutual Insurance Co., Union Grove, WI

   A homeowners insurance policy will not typically cover for a claim cause by bed bugs. Bed bugs would be considered a vermin which is normally excluded from coverage within a homeowners policy. Please read your policy completely to understand the coverage provided and any exclusions that may be contained within.

   Answered on August 9, 2013

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