Does Homeowners Insurance Cover A Sinkhole?

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   Tom Sheehan

   Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482

   Generally speaking no, it does not.  This is because most Homeowners Insurance policies include a specific exclusion for damage to your home or personal property caused by earth movement.  Talk to your Insurance Professional about your policy and ask about amending it to include this coverage.  In most cases you will find that this can be easily done.  Once amended, your policy would cover for damage caused by sinkholes or other earth movement.

   Answered on January 13, 2014

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