Does Homeowners Insurance Cost More If You Have A Dog?

  1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    It may. It is very difficult to say with absolute certainty as each carrier sets it's own equations that determine their rate for any policy. Having a dog does raise the possiblity of having a liability claim due to a dog bite. Almost all carriers will ask if a prospect owns a dog and the breed of the dog. Contact a local agent to discuss coverage availablity and pricing within your area.
    Answered on September 14, 2013
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