Does Home Owners Insurance Cover Foundation Problems?

  1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    In most cases no.  If your policy includes earthquake and the damage is a result of the earthquake then there may be coverage,  Homeowners insurance covers things like fire, lightening, hail wind, and other covered perils.  They are not designed to cover normal deterioration and settling.  Check with your agent to see what your policy covers.
    Answered on May 13, 2013
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