Does Home Owners Insurance Cover Electrical?

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   Mark Bartlett CLCS

   Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers

   Electrical wiring is not covered for wear and tear or deterioration. Electrical wiring would be covered for surging, arching that would of resulted in damage to the dwelling (structure). I recommend you contact your local agent to discuss any specifics of a potential loss due to electrical wiring of the property.

   Answered on May 13, 2013

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