Does Home Insurance Cover Structural Damage?

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   David Osgood

   Agent, Rural Mutual Insurance Co., Union Grove, WI

   Structural damage may be covered under your homeowners policy. Coverage is going to depend a lot on the cause of the damage and also the coverages that offered by your your homeowners policy. Remember every policy is different. Please read your policy completely to understand the coverage provided and any exclusions that there may be or contact your local agent to have them go over the policy with you.

   Answered on August 5, 2013

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