1. 15645 POINTS
    Edward HarrisPRO
    Owner, Best Health And Car Insurance Rates - Instant Online Quotes, US
    If you lost your keys, you're probably out of luck since most insurers don't pay for replacement keys in that situation.

    However, if your locks were damaged during a theft or break-in, or the keys were stolen, many homeowner's policies will pay for their replacement. It's possible a deductible may not apply since it clearly is in your and the insurance company's best interest to replace your locks.

    An experienced broker will shed additional light and information on this topic.
    Answered on May 4, 2013
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