Does Home Insurance Cover Electrical Surges?

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   Tom Sheehan

   Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482

   Yes it does.  If you suffer such a loss as a result of a direct or indirect lightening strike, for example, then any damage to your electrical system, well pump, appliances and even in some cases, lost food out of your freezer and refrigerator should be covered.  This last one, of course, would be a result of a long term power outage.

   Answered on June 28, 2013

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