Does Home Insurance Cover Chimney Repairs?

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    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    A homeowner’s policy pays for damages caused by “named perils.”  Depending upon the individual policy named perils normally includes wind and lightning damage.  However, coverage isn’t extended to general wear and tear.  A call to your insurance agent can probably clarify matters for you.
    Answered on June 10, 2014
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