Does Home Insurance Cover Bee Removal?

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   David G. Pipes, CLU®, RICP®

   Business Development Officer, T.D. McNeil Insurance Services, Fresno, California

   While you can always file a claim, the policy excludes coverage for property damages that come from birds, vermin, rodents, insects or domestic animals.  I think your bees would not be considered an insured cost of loss.  In some locations a swarm of bees is something that a bee keeper is looking for.

   Answered on April 21, 2014

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