1. 455 POINTS
    Todd Officer
    President, Officer Insurance, Nashville, TN
    How did it break?  If it is just old (or even new for that matter) and the thing simply quite working....NO.  did a tornado rip your roof off and wind blow the TV off the stand and destroy it - probably.  Did a theif drop it on their way out - maybe.  Lightning strike your house and fry the TV - call your agent.

    I'm joking around, but most all homeowners policies to not extend coverage to TV, appliances, etc. that simply break.  There must be a covered claim situation that caused the damage for your policy to come into play.

    Call your local indpendent agent and dsicuss your specific situation to find out how your policy might handle things.
    Answered on May 6, 2013
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