Can You Get Retroactive Homeowners Insurance?

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   David Osgood

   Agent, Rural Mutual Insurance Co., Union Grove, WI

   If a quote for coverage was in place and the underwriting process begun with all of the requirements of the carrier input; it is possible that a retroactive date for the start of coverage be enacted on the policy. This typically will be no more than seven days prior to completion of the underwriting process and will be allowed or dis-allowed as per the carrier's policies and procedures.

   Answered on September 9, 2013

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