Can Homeowners Insurance Deny My Claim?

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   Mark Bartlett CLCS

   Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers

   If your claim does not fall under the perils of your policy coverage's then yes your homeowners insurance carrier can deny the claim. Many denied claims fall in the realm of wear and tear or in other words something that has been occurring over a long period of time. This would not fall under sudden and accidental.

   Answered on September 6, 2013

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