1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    A homeowner’s policy is written individually for each unique home.  While there may be averages for a block of policies that wouldn’t provide you with much information.  To determine the cost of a homeowner’s policy contact a trusted insurance agent.  If you don’t have an agent, get recommendations from friends, colleagues or neighbors.  The agent should listen to what you have to say, offer meaningful advice and communicate accurately with you and the company.  Whatever you pay for the policy it will be insignificant if you must file a claim.  Setting appropriate limits is the most important thing an agent can help you with.  If at the time of claim, you discover that your coverage was inadequate you will not be pleased.
    Answered on May 7, 2014
  2. 21750 POINTS
    Jim Winkler
    CEO/Owner, Winkler Financial Group, Houston, Texas
    That is a great question! unfortunately, without knowing where your home is located, how much you wish to insure it for, and what level of deductible you want, it is almost impossible to give you a solid number. The cost for homeowners insurance can vary widely from one zip code to the next, based on home costs in the different neighborhoods, and  homeowner demographics. Your best bet is to contact an independent agent in your area that can provide you with more detailed information for you. Thank you for asking!
    Answered on May 7, 2014
  3. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    A homeowner’s policy is tailored for each specific home. It is difficult to tell you what to expect to pay for a homeowner’s policy. It depends upon where the home is, what the replacement cost would be if the home were destroyed, what firefighting facilities are nearby, and past losses.
    Answered on September 23, 2014
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