This giant oak tree did damage well-exceeding my deductible, but also landed on my neighbor’s roof, doing quite a bit of damage there, too. I was told by several tree companies it will take a crane to move it before it could be safely cut up, which all needs to be done at once because there is no where to lay it without blocking the road. I’m not sure who claims what in this situation.
My 40’+ oak fell in Irma ruining my fence, shed, driveway and neighbor’s roof. Who does what?
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The scenario you describe is simple; the property that suffers damage pays for the loss. The neighbor's homeowners' insurance will take care of them. Your homeowners' coverage should take care of your fence. The one thing that could complicate things is the fact that the tree was on YOUR property, so your neighbor's company may (and most likely will) contact your carrier about his damages,
Now diving a little into the facts of the loss, your policy will cover your fence, shed, and driveway(considered an extension of the house). As for the neighbor's roof, assuming the tree was in good health and their is no negligence on your part to remove the tree if it was already falling or deteriorating then your neighbor's policy should cover their roof.
Additionally, their may be more resources through the Federal or your state government's natural disaster relief program.
Good luck and hoepfully this isn't on your plate anymore!