1. 165 POINTS
    Shane Burt
    President/Senior Insurance Exec., Mid-American Insurance Associates, Olathe, KS
    No, root canals are covered under Dental Insurance Policies, and usually as a basic service. You would need to purchase a dental plan to cover that procedure. Most traditional dental plans cover it as a basic service, with an 80/20 coinsurance after the deductible. That's where you pay the deductible first, then the plan pays 80% of the bill, and you pay 20%. But, before you just buy a dental plan, and go get the procedure, check to make sure what the waiting period for basic services is... Many dental plans have a 6-12 month waiting period for those types of procedures.
    Answered on October 28, 2013
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