Will Health Insurance Pay For A Nose Job?

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   Christopher Lawrence

   Insurance Broker | Financial Consultant, Lawrence Insurance Consulting, Southern New Jersey

   Only if it is deemed a medical necessity, and even then the insurer may require a second opinion. Health insurance will not cover a noise job that is being preformed for cosmetic reasons alone. If the noise job were to correct a breathing problem such as a severely deviated septum that resulted in potentially serious complications such as sleep apnea then it would be a qualified medical expense. Also if the nose job was a reconstructive procedure following a serious accident that seriously damaged a individuals face then again yes.

   Answered on June 27, 2013

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