1. 11498 POINTS
    Jason Goldenzweig
    Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada
    Your health insurance deductible is determined by the plan you signed up for. Catastrophic and bronze plans have your highest deductibles, silver is your mid level plan, and gold and platinum are your lowest deductible plans. The lower the deductible, the higher your premium. The reason for this is carriers offer a lower premium in exchange for you taking on a larger share of the risk of healthcare expenses.

    I hope the information is helpful - please feel free to contact me for help and if you have any other questions. Thanks very much.
    Answered on June 25, 2014
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